The Winners Club is a bank account specially designed for teenagers．It has been made to help you better manage your money．The Winners Club is a transaction account （交易账户） where you receive a key-card so you can get to your money 24/7 —that's 24 hours a day, 7 days a week!
It's a club with impressive features for teenagers:
●No account keeping fees!
You’re no millionaire so we don't expect you to pay large fees．In fact, there are no accounts keeping or transaction fees!
●Excellent interest rates!
You want your money to grow．The Winners Club has a good rate of interest which gets even better if you make at least two deposits （储蓄） without taking them out in a month．
●Convenient
Teenagers are busy —we get that．You may never need to come to a bank at all．With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet．You can have money directly deposited into your Winners Club account．This could be your pocket money or your pay from your part-time job!
●Mega magazine included
Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money．There are also fantastic offers and competitions only for Winners Club members．
The Winners Club is a great choice for teenagers．And it is so easy to join．Simply fill in an application form．You will have to get permission from your parent or guardian （so we can organize that cool key-card） but it is easy．We can't wait to hear from you．It's the best way to choose to be a winner!
13．Which of the following is TRUE about the Winners Club?
A．Special gifts are ready for parents．B．The bank opens only on work days．
C．Services are convenient for its members．
D．Fees are necessary for the account keeping．
14.．The Winners Club provides magazines which ____．
A．encourage spending B．are free to all teenagers
C．are full of adventure stories D．help to make more of your money
15．What is the purpose of this passage?
A．To set up a club． B．To provided part-time jobs．
C．To organize key-cards． D．To introduce a new banking service．