Though you are a teenager now, there will finally come a time when you start to earn (赚) money. While it may be fun to have your own money to spend, it can also be difficult trying to manage it properly. Here are some tips on how to manage your money.
Use your money wisely
Most teenagers earn money for everyday use, or because they are saving up for something. So when they receive their money, they must first decide what they want to do with it. However, try to avoid the temptation (诱惑) to spend it all in one go (一口气)! Remember: Money takes a long time to earn, but it goes very quickly.
Bank your savings
The money you don’t need can be saved at home or in a bank. If you want to save your money at home, get yourself a piggy bank or something else to keep your money in. The other choice is to save your money in a bank. One of the advantages is that you can earn interest (利息) on it.
Use the money to make money
Rather than saving your money at home or in a bank, you can use the money you
earn to invest (投资) in things to make more money. For example, if you are selling
something around your neighborhood, you could pay someone else to sell your things in their neighborhood. This way, by spending a little, you can make a lot.
1. The first thing for the teenagers to do after receiving their money is ______.
A. to consider how to deal with it
B. to spend it for everyday use
C. to let it go very quickly
D. to invest in things correctly
2. Which of the following can best explain “use your money wisely”?
A. Don’t earn it for everyday use.
B. It’s saved up for something.
C. Don’t spend it all in one go.
D. It takes a long time to earn.
3. According to the passage, one of the ways to earn interest is ______.
A. to get yourself a piggy bank
B. to save your money in a bank
C. to make some other choices
D. to leave your money at home
4. By paying others to sell things, teenagers can usually ______.
A. spend less money B. give less money
C. waste more money D. make more money
