Seventeen-year-old Randy Waldron, Jr. was shocked when he applied for his first credit ca

Seventeen-year-old Randy Waldron, Jr. was shocked when he applied for his first credit card and was denied. He was even more shocked by the reason: He failed to repay thousands of dollars in debt.

Waldron’s identity had been stolen by his father, who left when Randy was learning to walk. Form 1982 to 1999, Randy Waldron, Sr, used his son’s Social Security number to obtain credit from various merchants and lenders, then racked up tens of thousands of dollars in debts. He declared bankruptcy in his son’s name, which resulted in default judgments against the younger Waldron. It has taken Randy Jr. now a 24-year-old flight attendant, years to untangle the mess.

Waldron isn’t alone. Identity theft is this country’s fastest-growing crime-and, increasingly, ID thieves are targeting children. Their clean credit and absence of criminal histories make them ideal victims.

Linda Foleyco-executive director of the Identity Theft Resource Center in San Diego estimates that at least 400,000 children had their identities stolen in 2005more than double the number in 2003Waldron's case is typical: The resource center estimates that two -thirds of child ID thefts are committed by family members.    

Some dishonest persons use children’s names and Social Security numbers to ring up massive debts; others use children’s identities in place of their own when caught committing other crimes; still others sell identification information on the black market to illegal immigrants, fellow criminals or even terrorists. The theft brings its victims enormous financial and emotional trauma, in part because the identity abuse often goes undetected for years.

Dealing with child identity theft after it happens is extremely difficult. Laws in many states are insufficient to handle the crime’s complexity, and financial institutions are often less than helpful. Randy Waldron, Jr., has worked tirelessly for eight years to straighten out his credit record, and he continues to deal with the fallout. “It’s been a very long and arduous battle,” he says. “Recovering my identity was really the absolute hardest part. I think a lot of victims assume the problem will go away.”

56. Which of the following is the best title of the passage?

A. How to Avoid Identity Theft    B. Child Identity Theft

C. Recover My Identity          D. Look out for Family Members

57. Why do children easily become the targets of identity theft?

A. Because they cannot read or write at a young age.

B. Because they are too young to protect themselves.

C. Because they have empty credit and criminal records.

D. Because identity theft can’t be found in time.

58. With the help of the child’s identity, the criminals can do the following except that     .

A. straighten out their own credit record

B. substitute for their own identities when caught committing crimes

C. obtain credits from various merchants and lenders

D. sell identification information on the black market

59. It can be inferred from the passage that        

A. Identity theft is the fastest-growing crime in the country

B. Children should never trust their family members

C. Financial institutions should be responsible for the identity theft

D. New laws should be made to help the identity theft victims

答案

BCAD 

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