Last Wednesday, about 7,400 American bankers went back to school again． This time they did not go to learn－they went to teach． 61 1997, the American Bankers Association has sponsored Teach Children to Save Day． Every April 26, bankers across the USA teach over l．5 million primary and secondary school students how to handle 62 money．
In the USA, children, especially teenagers, are often big spenders． In 2013, for example, American teenagers spent $175 billion． This is 63 average of $104 per week per teenager, Few teenagers have any savings． They typically spend money as fast as they can．Nearly all will continue their 64 （spend） habits when they grow up．
It's necessary that children learn proper money management 65 they are still young．The bankers show students how to budget and make smart 66 （decide） about money． They explain how to balance their expenses against their income． They help"/he students understand their family's shopping and household expenses as well． Of course, students 67 （teach） how to invest and save money too．
As Benjamin Franklin said, "A penny saved is a penny earned．" Moreover, money 68 （save） at interest can increase greatly in value over time． Children, 69 adults, need to understand the value of saving money, This is 70 Teach Children to Save Day is all about．